Annuities and Moral Hazard
Can Longevity Insurance Increase Longevity?
Annuities and Moral Hazard: Can Longevity Insurance Increase Longevity?

What’s moral hazard? It refers to the inventive effects created by insurance products such as annuities. This whitepaper dives into moral hazard and empirically examines why an annuity owner may want to invest more into their own longevity.

Download this guide to learn more on:

– Moral hazard and the theory behind it
– Why a rational individual can benefit from investing in their longevity
– The empirical evidence supporting moral hazard
– The effect annuities can have on a client’s longevity